INCOMEANNUITY.COM
What Do You Get With INCOMEANNUITY.COM?
Big time access to a huge selection of top quality Annuities, pre-screened and easy for you to choose.
Annuity Rates from 100+ Quality Insurance Companies!
Income Annuities from 28 Insurance Companies
Longevity Annuities from 14 Insurance Companies
QLACs from 13 Insurance Companies
Fixed Annuities from 39 Insurance Companies
Indexed Annuities from 32 Insurance Companies
Variable Annuities from 114 Insurance Companies
An Annuity can help guard against unwanted risk…
You can survive without money, but you can't live without income.
Market Risk
Investments fluctuate in value, and at any time may be worth more or less than what you originally paid. If you need to sell an investment when it is worth less than what you paid, you will lose money. This is called market risk.
The rising and falling in the value of an investment is called volatility. Greater volatility means greater market risk. Stocks are generally more volatile than bonds.
Inflation Risk
The risk that your money will buy less each year. If you choose investments solely on the basis of safety, you may run this risk.
If your investments don’t outpace inflation, in the future you may not be able to afford the standard of living you enjoy today. Even a 4% annual rate of inflation can reduce your purchasing power by half in just 15 years.
Interest Rate Risk
Risk based on the behavior of interest rates. When interest rates rise, bond prices tend to fall and when rates fall, bond prices tend to rise.
This risk also applies to dividend-paying stocks. This is not a factor with a fixed annuity.
Longevity Risk
The risk that a pension fund or life insurance company takes on by offering its plans, due to the chance that the company could end up paying out more than anticipated due to increasing life expectancy.
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